Online Banking Login

Did you know you can enroll in eStatements right from your online banking? Log into your online banking. Click on the “Self Service” tab on the online banking menu. Next to “eStatement Registration,” click “continue” and follow the prompts to finish enrollment. If you would like assistance with enrolling, you can call/text us, email us, […]

Mobile Security

Mobile Security is a growing concern for many people as they begin to rely more and more on their mobile devices for storing and accessing personal information. You want your information to be secure and we take that charge very seriously. That’s why we take every precaution necessary to make sure that your information is […]

Online Security

Online Security is a growing concern for many people as they begin to rely more and more on online services for their convenience and usability. You want your information to be accessible when you need it, but you also want to make sure that your information is secure from unwanted eyes. That’s why we take […]

“Adulting 101: Financial Literacy” Program

We are proud to provide this educational resource to those who will soon enter (or have recently entered) adulthood.  This program is recommended for students age 16-20 who are interested in learning about the expenses that come with adulthood, tips for how to save and manage loans, and how to budget. All of the materials for […]

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Our profits become your lowest rates and fees. It’s simple; when we profit, our members profit. Start saving today Online Banking Login Rates Apply for Loan FAQs Why Breakwater Federal Credit Union? When you’re a member of BFCU, you’re part of something bigger; when we profit, you profit! We were founded in 1952 with the […]

Real Estate Loans

Ready to makeyour move? Whether you are purchasing your first home, looking to save money by refinancing your current loan, or would like to make improvements to your home, our mortgage loan officers are experienced and eager to help you today! Note: The BFCU only grants loans for properties which are located in Houghton, Keweenaw, Baraga, […]

Consumer / Personal Loans

Loans for all facets of life. We have several automobile, recreational vehicle, and personal loans, and we are looking forward to helping you select the loan that best fits your needs! Apply online Schedule Appointment Automobile Loans Looking for a new or used car, truck, or SUV? Work with one of our loan officers to customize […]

Student Loans

Student Loans Thanks to our partnership with ISL Education Lending, you now have access to affordable student loans and refinancing!  Visit ISL Education Lending to Apply We work with ISL Education Lending to offer private loans to help you pay for college as well as refinance existing student loans. ISL Education Lending is a nonprofit […]

VISA Cash Back Credit Card

Earn Cash Back Start earning 1.00% cash back on all purchases with a BFCU VISA Cash Back credit card!. Your earned cash back will be deposited in your savings account annually around October 1st. No annual fee Protected by VISA’s fraud monitoring and prevention team General disclosures available If your card is lost, stolen, or declined, or if you […]

Loan Insurance

By partnering with CUNA Mutual Insurance, we are able to offer a variety of affordable insurance products to meet your needs. We plan our futures and make decisions based on what we know. We also know that life is filled with many unknowns such as unforeseen accidents or illnesses that can be made even worse […]