MTEFCU is now Breakwater Federal Credit Union

Apply
Online Banking

Apply

What would you like to apply for?

Membership

Click here to see what we need from you to open a membership account.

Apply now

Consumer Loan

Click here to learn about the consumer loan application process and what we need from you.

Apply now

Real Estate Loan

Click here to learn about the real estate application process and what we need from you.

Apply now
While BFCU does not offer student loans, our members have access to low-interest new loans and refinancing options through a non-profit organization, ISL Education Lending.
Apply Now

Need to talk to a loan officer?

Schedule an Appointment

Reap the rewards of being a member.

There’s no question about it: we’re different but in the best way. We make you and your financial well-being our priority. 

Apply for membership
Students around campfire
Breakwater Federal Credit Union logo white transparent
Routing Number: 291172682
Contact Us

700 E. Sharon Ave.,
Houghton, MI 49931

Call or Text: 906.482.5005
Fax: 906.482.2451
Email: info@breakwaterfcu.org

Mobile App

Download our mobile app to deposit checks, check your account balances, and more!
play store badge
app store badge
ncua logo

© Copyright 2022 Breakwater Federal Credit Union | Privacy Policy