MTEFCU is now Breakwater Federal Credit Union

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What would you like to apply for?

Click here to see what we need from you to open a membership account.

Click here to learn about the consumer loan application process and what we need from you.

Click here to learn about the real estate application process and what we need from you.

While BFCU does not offer student loans, our members have access to low-interest new loans and refinancing options through a non-profit organization, ISL Education Lending.

Need to talk to a loan officer?

Closure notice

We will close early at 3:00 pm on Thursday, December 14 to have a holiday party for our employees.

You can deposit cash/checks via our on-site ATMs and do most of your banking via our mobile app when our lobby is closed!