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While BFCU does not offer student loans, our members have access to low-interest new loans and refinancing options through a non-profit organization, ISL Education Lending.
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There’s no question about it: we’re different but in the best way. We make you and your financial well-being our priority. 

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Breakwater Federal Credit Union logo white transparent
Routing Number: 291172682
Contact Us

700 E. Sharon Ave.,
Houghton, MI 49931

Call or Text: 906.482.5005
Fax: 906.482.2451
Email: info@breakwaterfcu.org

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Download our mobile app to deposit checks, check your account balances, and more!
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important update

Our new online banking and mobile app are now live and functional.
Click here to access them today!

Please contact us if you have any questions or difficulty with the conversion.