MTEFCU is now Breakwater Federal Credit Union

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Rates

Rates effective as of 4/17/24.

*APY = Annual Percentage Yield.  All non-certificate rates are variable and subject to change without notice after account is opened.

**APR = Annual Percentage Rate.  All rates are “as low as” indicating the lowest possible rate. Subject to credit approval and other conditions. The rate and term will vary depending on the credit score. Rates are subject to change without notice. The Home Equity Line of Credit and the Visa Cashback Credit Card APR may change after consummation.

***84 month term may be available for 2021-2024 vehicles. 

Share Certificate Disclosure: Early withdrawal penalty may be imposed for withdrawals before maturity.

Auto & Rec Vehicle Loan Disclosure: The APRs listed for the vehicle and personal loans are based on a sample loan of $20,000 with a processing fee of $100.  

Signature Loan Disclosure: The APR listed for the signature loan is based on a sample loan of $10,000 with a processing fee of $100 and a repayment term of 12 months.

Home Loan and Home Equity Loan Disclosure:  The APRs listed for the home, land, and home equity loans are based on a sample loan of $100,000.  The sample loan fees for the home and land loans are $2,000.  The sample loan fees for the home equity loans are $1,500.  Unless otherwise stated, the home loan products are based on a 15-year repayment term. Closing costs are not included in these examples.

Home Equity Line of Credit Disclosure: APR is based on a sample loan of $40,000 with a fee of $150 and repayment period of 15 years. Closing costs are not included in this example.

Schedule Appointment

Call or Text: 906.482.5005

Email: info@breakwaterfcu.org

Apply Online

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Closure notice

We will be closed on Monday, May 27th in observance of Memorial Day and apologize for any inconvenience.

Remember, you can perform most of your banking business via our mobile app or the two 24/7 deposit ATMs in our drive-thru!