MTEFCU is now Breakwater Federal Credit Union

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VISA Cash Back Credit Card

Earn Cash Back

Start earning 1.00% cash back on all purchases with a BFCU VISA Cash Back credit card!. Your earned cash back will be deposited in your savings account annually around October 1st.

  • Contactless, tap-to-pay capabilities
  • No annual fee
  • No balance transfer fee
  • Protected by VISA’s fraud monitoring and prevention team
  • General disclosures available

If your card is lost, stolen, or declined, or if you will be traveling, please see Card Assistance for important information



*APR = Annual Percentage Rate. Rates may vary depending on your credit score and are subject to change without notice.

Closure notice

We will be closed Thursday, July 4 in observance of Independence Day and apologize for any inconvenience to our members.

Remember, you can perform most of your banking business via our mobile app or the two 24/7 deposit ATMs in our drive-thru!