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VISA Cash Back Credit Card

Earn Cash Back

Start earning 1.00% cash back on all purchases with a BFCU VISA Cash Back credit card!. Your earned cash back will be deposited in your savings account annually around October 1st.

  • Contactless, tap-to-pay capabilities
  • No annual fee
  • No balance transfer fee
  • Protected by VISA’s fraud monitoringย and prevention team
  • VISA Cashback Credit Card Policy available

If your card is lost, stolen, or declined, or if you will be traveling, please seeย Card Assistanceย for important information

*APR = Annual Percentage Rate.ย Rates may vary depending on your credit score and are subject to change without notice.

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Graphic shows that Breakwater members with a VISA cash back credit card received nearly $105,000 in cash back on October 1, 2026. This reflects 1% cash back earned on every purchase throughout the year.

๐Ÿ’ฐ ๐—ก๐—ฒ๐—ฎ๐—ฟ๐—น๐˜† $๐Ÿญ๐Ÿฌ๐Ÿฑ,๐Ÿฌ๐Ÿฌ๐Ÿฌ ๐—ถ๐—ป ๐—–๐—”๐—ฆ๐—› ๐—•๐—”๐—–๐—ž ๐—ฝ๐—ฎ๐—ถ๐—ฑ ๐˜๐—ผ ๐—ผ๐˜‚๐—ฟ ๐—บ๐—ฒ๐—บ๐—ฏ๐—ฒ๐—ฟ๐˜€!

On October 1, Breakwater FCU paid out an incredible $๐Ÿญ๐Ÿฌ๐Ÿฐ,๐Ÿด๐Ÿฑ๐Ÿฐ.๐Ÿฑ๐Ÿด in cash back rewards to members with our VISA Cash Back Credit Card!
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With 1% cash back on every purchase, our cardholders earn rewards throughout the year that are deposited directly into their savings accounts each October.*
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Everyday purchases. Real rewards.โœ…
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*๐˜๐˜ฐ๐˜ณ ๐˜ค๐˜ฐ๐˜ฎ๐˜ฑ๐˜ญ๐˜ฆ๐˜ต๐˜ฆ ๐˜ต๐˜ฆ๐˜ณ๐˜ฎ๐˜ด ๐˜ข๐˜ฏ๐˜ฅ ๐˜ค๐˜ฐ๐˜ฏ๐˜ฅ๐˜ช๐˜ต๐˜ช๐˜ฐ๐˜ฏ๐˜ด, ๐˜ฑ๐˜ญ๐˜ฆ๐˜ข๐˜ด๐˜ฆ ๐˜ณ๐˜ฆ๐˜ง๐˜ฆ๐˜ณ ๐˜ต๐˜ฐ ๐˜ฐ๐˜ถ๐˜ณ ๐˜๐˜๐˜š๐˜ˆ ๐˜Š๐˜ข๐˜ด๐˜ฉ ๐˜‰๐˜ข๐˜ค๐˜ฌ ๐˜Š๐˜ณ๐˜ฆ๐˜ฅ๐˜ช๐˜ต ๐˜Š๐˜ข๐˜ณ๐˜ฅ ๐˜—๐˜ฐ๐˜ญ๐˜ช๐˜ค๐˜บ.
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