MTEFCU is now Breakwater Federal Credit Union

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Loans for all
facets of life.

We have several automobile, recreational vehicle, and personal loans, and we are looking forward to helping you select the loan that best fits your needs!

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Automobile Loans

Looking for a new or used car, truck, or SUV? Work with one of our loan officers to customize the right automobile loan for your needs.


Recreational Vehicle Loans

Are you thinking about purchasing or refinancing an RV, motorcycle, trailer, side-by-side, 4-wheeler, or snowmobile?  We have many recreational vehicle loan options and are ready to work with you to figure out which one is right for you!

Personal Loans

We offer a variety of personal loans (including unsecured loans that don’t require any loan collateral).  Our friendly and professional loan officers are happy to help you choose the right loan to meet your borrowing needs.






All loans are subject to credit approval.


Closure notice

We will be closed Thursday, July 4 in observance of Independence Day and apologize for any inconvenience to our members.

Remember, you can perform most of your banking business via our mobile app or the two 24/7 deposit ATMs in our drive-thru!