Experience the Credit Union Difference with BFCU!

Serving our members since 1952.

Why Breakwater Federal Credit Union?

When you’re a member of Breakwater Federal Credit Union, you’re part of something bigger. BFCU is a not-for-profit institution, which means that our members are also the owners, and their financial health is prioritized above all else. 

When we were founded in 1952, our primary goal was to provide members with access to loans with reasonable interest rates, and that still rings true today!

Put your money where it works for you, not for some invisible investor, and join the BFCU today. 

Credit Union from E Sharon Avenue

Lower Loan Rates,
Less Fees.

We don’t say this just to get you in the door; we work tirelessly to provide you ways that are going to improve your financial situation. From mortgages to vehicle loans, when we say our rates are lower and our fees are less, we mean it. 

Breakwater Spotlight

Red sign that says "for sale by Breakwater FCU"

Vehicles for Sale

Details about our available vehicles are on this page. To inquire about a specific vehicle, you can call us, email us, or stop by our office.  This should

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Vision Statement

To empower our members and community by providing valuable financial resources and exceptional service.

Closure notice

We will observe the following closures for the winter holidays:
CLOSED on Christmas Eve, Christmas Day, and New Years Day (Dec 24, Dec 25, and Jan 1). OPEN 8:30-12pm on New Years Eve (Dec 31).

Remember, you can perform most of your banking business via our mobile app or our 24/7 deposit ATMs (credit union drive-up and Calumet AmericInn)!