MTEFCU is now Breakwater Federal Credit Union

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Experience the Credit Union Difference with BFCU!

Serving our members since 1952.

Online Banking

Why Breakwater Federal Credit Union?

When you’re a member of BFCU, you’re part of something bigger. BFCU is a not-for-profit institution, which means that our members are also the owners, and their financial health is prioritized above all else. 

When we were founded in 1952, our primary goal was to provide members with access to loans with reasonable interest rates, and that still rings true today!

Put your money where it works for you, not for some invisible investor, and join the BFCU today. 

Credit Union from E Sharon Avenue
Lilly helping Taylor

Lower Loan Rates,
Less Fees.

We don’t say this just to get you in the door; we work tirelessly to provide you ways that are going to improve your financial situation. From mortgages to vehicle loans, when we say our rates are lower and our fees are less, we mean it. 

Breakwater Spotlight

Red sign that says "for sale by Breakwater FCU"

Vehicles for Sale

We currently have vehicle(s) available for purchase on this page. To inquire about a specific vehicle, you can call us, email us, or stop by our office.  This

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Vision Statement

To be a credit union people want to be a part of.
Closure notice

We will be closed on Monday, May 27th in observance of Memorial Day and apologize for any inconvenience.

Remember, you can perform most of your banking business via our mobile app or the two 24/7 deposit ATMs in our drive-thru!