MTEFCU is now Breakwater Federal Credit Union

MoneyDesktop & MoneyMobile



As a member of Breakwater FCU, you have complimentary access to MoneyDesktop (application within online banking) and its mobile app version, MoneyMobile (available in the Apple App Store and Google Play Store).

With these applications, you can…

🗸 Track: Track all of the money going in and out of your accounts; transactions categories will help with organization. You can even sync accounts from other institutions!

🗸 Budget: With their Bubble Budgets, you can create a financial plan with a visual element.

🗸 Set goals: Create goals for saving money and paying back debt.



Using MoneyDesktop:

    1. Login to BFCU online banking.
    2. On the online banking main menu, click “MoneyDesktop.”
    3. Your BFCU account will automatically sync; however, you will need to add and sync any other accounts or loans that you have if you want them to show as well.


Using MoneyMobile:

    1. Download the app from the appropriate app store (below) and install.
    2. Login to the app using your BFCU online banking credentials.


Please Note

We will be closed on Monday, May 29 in observance of Memorial Day.

Remember, you can still deposit cash/checks via our on-site ATMs, get cash from our 9 local ATMs, and do most of your banking via our mobile app when we're closed!