MTEFCU is now Breakwater Federal Credit Union

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MoneyDesktop & MoneyMobile



As a member of Breakwater FCU, you have complimentary access to MoneyDesktop (application within online banking) and its mobile app version, MoneyMobile (available in the Apple App Store and Google Play Store).

With these applications, you can…

🗸 Track: Track all of the money going in and out of your accounts; transactions categories will help with organization. You can even sync accounts from other institutions!

🗸 Budget: With their Bubble Budgets, you can create a financial plan with a visual element.

🗸 Set goals: Create goals for saving money and paying back debt.



Using MoneyDesktop:

      1. Login to BFCU online banking.
      2. On the online banking main menu, click “MoneyDesktop.”
      3. Your BFCU account will automatically sync; however, you will need to add and sync any other accounts or loans that you have if you want them to show as well.


    Using MoneyMobile:

        1. Download the app from the appropriate app store (below) and install.
        2. Login to the app using your BFCU online banking credentials.


      Closure notice

      We will close early at 3:00 pm on Thursday, December 14 to have a holiday party for our employees.

      You can deposit cash/checks via our on-site ATMs and do most of your banking via our mobile app when our lobby is closed!