MTEFCU is now Breakwater Federal Credit Union


Low Loan Rates, Less Fees.

What sets a credit union apart from a bank? At BFCU, we strive to provide the lowest loan rates with less loan fees. If you are able to find a better loan option at another institution within Houghton, Keweenaw, or Baraga counties, let us know!

Please Note

We will be closed Monday, October 9 in observance of Columbus Day & Indigenous People's Day.

You can deposit cash/checks via our
on-site ATMs and do most of your banking via our mobile app when we're closed!