MTEFCU is now Breakwater Federal Credit Union

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Low Loan Rates, Less Fees.

What sets a credit union apart from a bank? At BFCU, we strive to provide the lowest loan rates with less loan fees. If you are able to find a better loan option at another institution within Houghton, Keweenaw, or Baraga counties, let us know!

Closure notice

We will be closed on Monday, May 27th in observance of Memorial Day and apologize for any inconvenience.

Remember, you can perform most of your banking business via our mobile app or the two 24/7 deposit ATMs in our drive-thru!