Overwhelmed by Debt?

If you find yourself in a position where you are overwhelmed by debt, the first thing you should do is reach out to your loan officer as soon as possible. The credit union’s top priority is our members’ financial health, and our loan officers are well-equipped to help members who are unsure of what they need to do to take control of their debt. 

Your loan officer will go over your current debts and circumstances and help you determine if your situation is short-term and can be handled with credit union resources or if your situation is long-term and you could benefit from an organization like GreenPath Financial Wellness™.

What is GreenPath Financial Wellness?

GreenPath is a nationally renowned nonprofit organization that helps people manage their debt and improve their financial health.  If your loan officer refers you to them, Greenpath can help you create a debt management plan that will work for you.  

To visit their website for free downloadable resources or more information about Greenpath, click the logo below!

Greenpath logo

Closure notice

Breakwater Federal Credit Union will be closed on Monday, February 17, 2025, for Presidents' Day.

Remember, you can perform most of your banking needs via our online banking, mobile app, and three deposit ATMs (located in the credit union drive-up and Calumet AmericInn lobby)!