Whether you are purchasing your first home, looking to save money by refinancing your current loan, or would like to make improvements to your home, our mortgage loan officers are experienced and eager to help you today!
Note: The BFCU only grants loans for properties which are located in Houghton, Keweenaw, Baraga, or Ontonagon counties.
Are you looking to finance a new home purchase? Look no further than your credit union for all of your mortgage needs. We can process your loan from origination to closing at our credit union branch.
Are you looking to refinance your existing mortgage? We may be able to provide you with a better interest rate or cash out.
Home Equity Line of Credit (HELOC)
A HELOC provides maximum flexibility and low financing costs. Write your own loan anytime you wish and pay interest only on the amount of your credit line used.
Fixed Rate Loan
A Fixed Rate Home Equity Loan allows you to lock in a low fixed interest rate. Loan proceeds will be disbursed in full at closing, and monthly payments will begin shortly thereafter.
Own or purchasing vacant land to build? We offer Iand loans to help you purchase or refinance the property of your dreams.
APR = Annual Percentage Rate. Rate and term may vary depending on your credit score and are subject to change without notice. Loan availability and interest rates are subject to underwriting requirements.
The BFCU only grants loans for properties which are located in Houghton, Keweenaw, Baraga, or Ontonagon counties.