MTEFCU is now Breakwater Federal Credit Union

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Location, Hours, & ATMs

Visit Us

Breakwater Federal Credit Union
700 E Sharon Ave.
Houghton, MI 49931

Call/Text: (906) 482-5005 
Fax: (906) 482-2451

Hours

Lobby Hours
M – F: 8:30 AM – 5:00 PM

Drive-up Hours
M – Th: 8:30 AM – 5:00 PM
Fri: 8:30 AM – 6:00 PM
Sat: 9:00 AM – 12:00 PM

Drive-Up ATM
Open 24/7

 

ATMs

HOUGHTON
Main branch*
MTU Student Development Center
Wadsworth Hall
MTU Memorial Union Building

HANCOCK
Jutila Center
Keweenaw Co-op
Portage Hospital

CALUMET
AmericInn

*Our main branch has two ATMs in the drive-thru, both of which accept deposits as well.

2024 Holiday Closures

January 1:  New Year’s Day
January 15: Martin Luther King Jr. Day
February 19: Presidents Day/ Washington’s Birthday
March 29: Good Friday (Close at 12 pm)
May 27: Memorial Day 
June 19: Juneteenth
July 4: Independence Day
September 2: Labor Day
October 14: Columbus Day/Indigenous People’s Day
November 11: Veterans Day
November 28: Thanksgiving Day
December 24: Christmas Eve 
December 25: Christmas Day
December 31: New Years Eve (Close at 12 pm)