Transfers Within an Account
If you are transferring funds within an account (such as from your savings to your checking or from your checking to a loan on the same account), you have several options:
Transfers Between BFCU Accounts
If you are transferring funds between two separate BFCU accounts, you have the following methods to choose from:
*These transfers will require Preference Access, so please contact Member Services if you would like to set up Preference Access between those accounts.
ACH Transfers allow you to securely transfer money between accounts at different financial institutions or two accounts at the same institution. They can be set up as one-time transfers or as recurring transfers; they can even be set up for loan payments. You can initiate this transfer at the BFCU or the other institution, whether you are transferring the funds to OR from your account with us.
To initiate an ACH transfer between two BFCU accounts, you will need the name and account number for both accounts.
To initiate an ACH transfer between a BFCU account and an account at another institution, you will need:
If you want to setup Direct Deposit or set up the transfer at another financial institution, please be sure to check out the formatting requirements on our Direct Deposit page.
Note: We can only end recurring ACH transfers that were set up at our institution. If you wish to end a recurring ACH transfer that you set up at another institution between your account with them and an account with us, you will need to do so at the institution where you set it up.
Incoming Transfers
To send a wire transfer from another institution to an account at the BFCU, please use the following information:
Outgoing Transfers
For more information on an outgoing wire, please text or call Member Services.
Other Wire Information
Incoming international wires sometimes asks for a SWIFT code in order to send the wire. The credit union does not have a SWIFT code and can accept international wires with the use of its routing number only.
There’s no question about it: we’re different but in the best way. We make you and your financial well-being our priority.
700 E. Sharon Ave.,
Houghton, MI 49931
Call or Text: 906.482.5005
Fax: 906.482.2451
Email: info@breakwaterfcu.org
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