MTEFCU is now Breakwater Federal Credit Union

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Bank with BFCU.

When you decide to bank with BFCU, you are choosing:

  • Less fees
  • Lower loan interest rates
  • Numerous complimentary services
  • A local organization staffed by your family, friends, and neighbors
  • An education-oriented institution that values community and local businesses

The Credit Union Difference

Banks are for-profit companies that pay dividends to their stockholders. Because of this, many banks have excessive fees and higher loan interest rates at the expense of their customers.

Credit unions are not-for-profit organizations. Since there are no stockholders to pay, all income from loan interest and fees is put right back into the credit union. This is why we are able to offer lower loan rates and minimize our fees. Become a member and see what the credit union difference can do for you!