MTEFCU is now Breakwater Federal Credit Union

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Credit Report Checkups

How is your credit?  We can help you find out without hurting your credit score!

We now offer credit report check-ups to anyone in the community, member or nonmember, on an on-demand basis.  At these credit report check-up appointments, we pull a credit report and review it with the community member.  We provide education on the items that are currently listed on the credit report and provide advice on how to build or retain a strong credit score.

Credit reports are not only used for loan approval purposes; they are also used to determine what an individual will pay for their homeowners and car insurance.  Keeping an eye on what items are included on your credit report also helps prevent identity theft.  Let your credit union help you stay knowledgeable about your credit report and schedule a credit report check-up today!