MTEFCU is now Breakwater Federal Credit Union

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Online Banking Login

Did you know you can enroll in eStatements right from your online banking?
    1. Log into your online banking.
    2. Click on the “Self Service” tab on the online banking menu.
    3. Next to “eStatement Registration,” click “continue” and follow the prompts to finish enrollment.


If you would like assistance with enrolling, you can call/text us, email us, or stop by!

Online Banking

Card Assistance

Assistance for lost, stolen, or declined cards, or to give notice that you will be traveling.

Deposit Insurance

Your savings are federally insured to at least $250,000 and backed by the US Government.

ACH & Wire Transfers

We offer incoming and outgoing wire transfers and ACH transfers to other financial institution.

Routing & Transit

Routing and transit information is needed to set up transfers, payments and deposits.

Direct Deposit &
Payroll Deduction

Have your paycheck deposited directly into your credit union checking account, and have parts of it go into your savings or onto a loan automatically.

Fees & Charges

Credit unions are non-profit, tax-exempt financial institutions that have lower fees than a bank.

Closure notice

We will be closed on Monday, May 27th in observance of Memorial Day and apologize for any inconvenience.

Remember, you can perform most of your banking business via our mobile app or the two 24/7 deposit ATMs in our drive-thru!