MTEFCU is now Breakwater Federal Credit Union


We have more to offer than accounts and loans!

The Breakwater Federal Credit Union is proud to offer many complementary services to our members and community, including:

  • Coin MachinePut all of your loose coin through it and easily redeem it for cash or deposit it to your account. There is a small fee for nonmember use.
  • Notary: Anyone in the community can have something notarized by one of our employees. The best part? It’s FREE!
  • Credit Report Checkups: We’ll do a soft-pull of your credit history (so it doesn’t hurt your score) and go over it with you.
  • Mobile Wallets: Our debit cards are now compatible with Apple Pay, Google Pay, and Samsung Pay.
  • Online Banking: A comprehensive online portal that allows you to view balances, transfer funds, make loan payments, and more!
  • Phone BankingUse our automated service to hear your balances, transfer funds, make loan payments, and more!
  • Mobile App: A convenient app that allows you to view balances, transfer funds, make loan payments, and more!
  • College ScholarshipsTeen members who are graduating can apply for our college scholarship every spring.
  • Zogo: A financial literacy app where you can improve your financial literacy and earn real gift cards!
  • Member Vehicle Lot: Members can park their vehicles that are for sale from late spring through early fall.
  • ID Protect: For a small fee, members have access to identity theft protection services.

Click on each service above for more details.  If you have any questions about any of these services, please call/text or email Member Services.

Please Note

We will be closed Monday, October 9 in observance of Columbus Day & Indigenous People's Day.

You can deposit cash/checks via our
on-site ATMs and do most of your banking via our mobile app when we're closed!