MTEFCU is now Breakwater Federal Credit Union

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Mobile App

Convenience at your fingertips.

Our mobile app brings the convenience of online banking to your mobile phone or tablet by providing a free, convenient, and secure way to access your accounts on-the-go.

Download the Mobile App Guide

Note: Your username and password for the mobile app are the same as Online Banking.

Mobile Deposit

Mobile Deposit allows you to conveniently deposit checks into your account by taking a picture of them with your mobile device.

Bill Pay

Online Bill Pay is a convenient and free way to pay your bills from your checking account without the hassle of writing out checks and paying for postage.

Card Controls

Protect against fraud by using the mobile app to take control of your credit union card, change your address, or get a replacement.

How to enroll in mobile banking:

If you enroll in online banking, you will automatically be enrolled for the mobile app as well.  If you do not have online banking, you can enroll on the app directly by following the instructions in this guide.

Note: The first time you log into the mobile app, a PIN will be sent to your email and you will need to enter it into the app. Please make sure your email with us is up-to-date to ensure this PIN is sent to the correct one.

How to delete your mobile app/online banking login:

Please email us and we will remove your data from the mobile app/online banking:

Closure notice

We will be closed Thursday, July 4 in observance of Independence Day and apologize for any inconvenience to our members.

Remember, you can perform most of your banking business via our mobile app or the two 24/7 deposit ATMs in our drive-thru!