MTEFCU is now Breakwater Federal Credit Union

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Meet Our Lenders

Our Lending Team

Macy Ryynanen

Mortgage & Consumer Loan Officer

(906) 523-7280
macy.ryynanen@breakwaterfcu.org

NMLS #1557528

Bailey Raffaelli

Mortgage & Consumer Loan Officer

(906) 481-7118
bailey.raffaelli@breakwaterfcu.org

NMLS #2406751

Shannon Holman

Consumer Loan Officer

(906) 481-7114
shannon.holman@breakwaterfcu.org

Marya Julio

Consumer Loan Officer

(906) 481-7116
marya.julio@breakwaterfcu.org

Shannon Holman

Consumer Loan Officer

(906) 481-7114
shannon.holman@breakwaterfcu.org

Bailey Raffaelli

Mortgage & Consumer Loan Officer

(906) 481-7118
bailey.raffaelli@breakwaterfcu.org

NMLS #2406751

Marya Julio

Consumer Loan Officer

(906) 481-7116
marya.julio@breakwaterfcu.org