MTEFCU is now Breakwater Federal Credit Union

Meet Our Lenders

Our Lending Team

Macy Ryynanen

Mortgage & Consumer Loan Officer

(906) 523-7280
macy.ryynanen@breakwaterfcu.org

NMLS #1557528

Bailey Raffaelli

Mortgage & Consumer Loan Officer

(906) 481-7118
bailey.raffaelli@breakwaterfcu.org

NMLS #2406751

Shannon Holman

Consumer Loan Officer

(906) 481-7114
shannon.holman@breakwaterfcu.org

Marya Julio

Consumer Loan Officer

(906) 481-7116
marya.julio@breakwaterfcu.org

Shannon Holman

Consumer Loan Officer

(906) 481-7114
shannon.holman@breakwaterfcu.org

Bailey Raffaelli

Mortgage & Consumer Loan Officer

(906) 481-7118
bailey.raffaelli@breakwaterfcu.org

NMLS #2406751

Marya Julio

Consumer Loan Officer

(906) 481-7116
marya.julio@breakwaterfcu.org

Please Note

We will be closed Monday, October 9 in observance of Columbus Day & Indigenous People's Day.

You can deposit cash/checks via our
on-site ATMs and do most of your banking via our mobile app when we're closed!