MTEFCU is now Breakwater Federal Credit Union

Meet Our Lenders

Our Lending Team

Paula J. Megowen

VP of Lending / Interim CEO

(906) 523-7275
paula.megowen@breakwaterfcu.org

NMLS #793068

Holly Mattson

Mortgage & Consumer Loan Officer

(906) 481-7115
holly.mattson@breakwaterfcu.org

NMLS #618773

Macy Ryynanen

Mortgage & Consumer Loan Officer

(906) 523-7280
macy.ryynanen@breakwaterfcu.org

NMLS #1557528

Bailey Raffaelli

Mortgage & Consumer Loan Officer

(906) 481-7118
bailey.raffaelli@breakwaterfcu.org

NMLS #2406751

Shannon Holman

Consumer Loan Officer

(906) 481-7114
shannon.holman@breakwaterfcu.org

Marya Julio

Consumer Loan Officer

(906) 481-7116
marya.julio@breakwaterfcu.org

Shannon Holman

Consumer Loan Officer

(906) 481-7114
shannon.holman@breakwaterfcu.org

Bailey Raffaelli

Mortgage & Consumer Loan Officer

(906) 481-7118
bailey.raffaelli@breakwaterfcu.org

NMLS #2406751

Marya Julio

Consumer Loan Officer

(906) 481-7116
marya.julio@breakwaterfcu.org