MTEFCU is now Breakwater Federal Credit Union

Our profits become your lowest rates and fees.

It's simple; when we profit, our members profit.

Why Breakwater Federal Credit Union?

When you’re a member of BFCU, you’re part of something bigger; when we profit, you profit! We were founded in 1952 with the intention to provide members access to loans with reasonable interest rates, and that still rings true today. Being a not-for-profit institution means our members are also owners, and we treat them as such. 

Put your money where it works for you, not for some invisible investor, and join our credit union today. 

Why Breakwater Federal Credit Union?

When you’re a member of BFCU, you’re part of something bigger because when we profit, you profit. Being a not-for-profit institution means our members are also owners, and we treat them as such. Put your money where it works for you, not for some invisible investor, and join our credit union today.

Lower Rates, Less Fees

We don’t say this just to get you in the door, we work tirelessly to provide you attractive rates and fees that are going to make your financial situation better. From mortgages to vehicle loans, when we say our rates are low and we have less fees, we mean it. 

Breakwater Federal Credit Union building

Current Promotions

residential house

Ready to make a move?

If you’re ready to refinance or make a purchase, our experienced loan officers will help you discover what path makes the most sense for your situation. We offer home loans for purchases or refinancing, home equity loans, and land loans to help you with that dream property,  Schedule an appointment or apply for a mortgage below and let us help you accomplish your dreams!

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Where would you like to see future Breakwater FCU ATMs and branches?