MTEFCU is now Breakwater Federal Credit Union

Recognizing & Handling Fraud


Anyone can become a victim of financial fraud or identity theft, and if you think you have been subject to either, you should alert the authorities and your financial institution as soon as possible. However, by safeguarding your personal information (including social security number, online banking logins, and account information), you reduce your risk of being targeted.



Click a category below to learn more!

Learn about the top 5 scams that affected Americans during 2022, as well as precautions you can take so that it doesn’t happen to you.
Learn about the types of scams and fraud that have targeted other BFCU members so that you can be prepared if they ever target you.


Please Note

We will be closed on Monday, May 29 in observance of Memorial Day.

Remember, you can still deposit cash/checks via our on-site ATMs, get cash from our 9 local ATMs, and do most of your banking via our mobile app when we're closed!