Make Your Holiday Season Brighter with Breakwater’s Holiday Loan Special.
Whether you’re traveling home for the holidays, purchasing gifts for loved ones, or simply looking to add a little extra sparkle to the season, our limited-time loan offer is designed to help you enjoy the moments that matter most.

Why Choose Breakwater’s Holiday Loan?
Our holiday loans offer competitive, tiered rates tailored to your credit score, along with flexible repayment terms of up to 12 months. The quick and convenient application process makes it easy to borrow — whether you’re planning for seasonal expenses, travel, or handling unexpected costs.

Standard lending guidelines apply, including requirements for acceptable debt-to-income and unsecured debt ratios. A standard processing fee will be assessed at the time of approval. This offer is available for new borrowing only, unless you are increasing an existing unsecured loan.

All loans are subject to credit approval and membership eligibility. Rates and terms are based on creditworthiness and other qualifying factors and are subject to change. Offer valid from November 3, 2025, through January 30, 2026. Additional terms, conditions, and restrictions may apply. Contact Breakwater Federal Credit Union for full details.