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  • Bank
    • Membership
    • Types of Accounts
    • New Account Resources
    • Transfers
    • Card Assistance
    • Deposit Insurance
    • Direct Deposit
  • Borrow
    • Meet Our Lenders
    • Real Estate Loans
    • Consumer / Personal Loans
    • Student Loans
    • VISA Cash Back Credit Card
    • Loan Insurance
  • Rates
  • Services
    • Online Banking
    • Mobile App
    • Phone Banking
    • ID Protect
    • Coin Machine
    • Mobile Wallets
    • Member Vehicle Lot
  • About Us
    • Annual Meetings & Reports
    • Location, Hours, & ATMs
    • Routing & Transit
    • Fees & Charges
    • FAQs
    • Careers
    • Contact Us
  • Education Center
    • Budgeting Basics
    • Understanding Credit
    • Preparing for a Loan Appointment
    • Overwhelmed by Debt?
    • College Scholarships
    • Credit Report Checkups
    • Experian Boost
    • MoneyDesktop & MoneyMobile
    • Cost-Effective Activity Ideas
    • Youth Apps & Games
    • Glossary
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Rooted in Relationships.
Built around Home.

We focus on more than just your financial journey. 

At Breakwater, being member-owned means every decision is made with you in mind. We believe in giving back, getting involved, and making a real impact right here in the Copper Country.

Because life is better when we do good together.

Apply for membership
Breakwater FCU employees pose for a photo at volunteer event.
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Routing Number: 291172682

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Contact Us

700 E. Sharon Ave.,
Houghton, MI 49931

Call or Text: 906.482.5005
Fax: 906.482.2451
Email: info@breakwaterfcu.org

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