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Membership

Click here to see what we need from you to open a membership account.

Consumer Loan

Click here to learn about the consumer loan application process and what we need from you.

Real Estate Loan

Click here to learn about the real estate application process and what we need from you.

While BFCU does not offer student loans, our members have access to low-interest new loans and refinancing options through a non-profit organization, ISL Education Lending.

Need to talk to a loan officer?

Rooted in Relationships.
Built around Home.

We focus on more than just your financial journey.

At Breakwater, being member-owned means every decision is made with you in mind. We believe in giving back, getting involved, and making a real impact right here in the Copper Country.

Because life is better when we do good together.

Routing Number: 291172682

Contact Us

700 E. Sharon Ave.,
Houghton, MI 49931

Call or Text: 906.482.5005
Fax: 906.482.2451
Email: info@breakwaterfcu.org

Mobile App

Download our mobile app to deposit checks, check your account balances, and more!