We have several automobile, recreational vehicle, and personal loans, and we are looking forward to helping you select the loan that best fits your needs!
Speak with one of our lenders to learn more about which loan may be right for you.
Schedule NowLooking for a new or used car, truck, or SUV? Work with one of our loan officers to customize the right automobile loan for your needs.
Are you thinking about purchasing or refinancing an RV, motorcycle, trailer, side-by-side, 4-wheeler, or snowmobile? We have many recreational vehicle loan options and are ready to work with you to figure out which one is right for you!
Interested in applying for a loan? It's as easy as clicking the button below!
Apply NowWe offer a variety of personal loans (including unsecured loans that don’t require any loan collateral). Our friendly and professional loan officers are happy to help you choose the right loan to meet your borrowing needs.
All loans are subject to credit approval.
If you have a derogatory credit score and history, this program was created to help you learn how to improve your score! To enroll, schedule an appointment with a loan officer or stop by the credit union for a walk-in appointment.
When you enroll, you will receive a copy of our book “All About Credit” and a program folder with a self-guided outline of what you need to do to complete the program.
What’s in it for you? Besides having the knowledge and confidence about how to handle credit responsibly in the future, completion of the program means your consumer loan processing fee will be waived, plus you will qualify for the next tier of our risk-based pricing* (a lower interest rate than what you would have received prior to completing the program).
*Incentives must be redeemed within 60 days of the loan officer running your credit for the program. If you do not complete the program within 60 days of the initial program appointment with your loan officer, a second credit run may be required in order to grant you a loan and redeem the incentives.
We focus on more than just your financial journey.
At Breakwater, being member-owned means every decision is made with you in mind. We believe in giving back, getting involved, and making a real impact right here in the Copper Country.
Because life is better when we do good together.
700 E. Sharon Ave.,
Houghton, MI 49931
Call or Text: 906.482.5005
Fax: 906.482.2451
Email: info@breakwaterfcu.org
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