Deposit Insurance

Your savings are federally insured to at least $250,000.

It is backed by the full faith and credit of the United States Government through the National Credit Union Administration.

NCUA coverage assures you that your deposits are safe for at least $250,000. You pay nothing for this insurance protection; it is included as a benefit of being a member of a credit union. If you have any concerns regarding the safety of your funds, please contact us.

To learn more about coverage for your specific account types, read more here. You can also calculate your share insurance estimate courtesy of MyCreditUnion.gov (an official website of the United States government).

Have a question?

Call or Text: 906.482.5005
Email: info@breakwaterfcu.org
Visit: 700 E Sharon Ave., Houghton, MI 49931

Rooted in Relationships.
Built around Home.

We focus on more than just your financial journey.

At Breakwater, being member-owned means every decision is made with you in mind. We believe in giving back, getting involved, and making a real impact right here in the Copper Country.

Because life is better when we do good together.