| Non-sufficient Funds (per item) | $30.00 |
| Overdraft Tolerance (per item) | $30.00 |
| Stop Payment Order (per item) | $20.00 |
| Returned Item (per item) | $5.00 |
| ID Protect (monthly) | $2.00 |
| Incoming Wire Transfer | $5.00 |
| Outgoing Domestic Wire Transfer | $20.00 |
| Outgoing Foreign Wire Transfer | $37.50 |
| Inactive Account (after 12 months, monthly) | $5.00 |
| Escheat | $50.00 |
| Garnishment/Levy | $40.00 |
| Account Research (per hour*) | $50.00 |
| Premature Account Closure** | $25.00 |
| International Card Usage (per transaction) | Up to 1% |
* The first two hours of research are complimentary; the fee is assessed for any time exceeding the first two hours.
** The fee applies when closing an account within ninety (90) days of the account being opened.
Call or Text: 906.482.5005
Email: info@breakwaterfcu.org
Visit: 700 E Sharon Ave., Houghton, MI 49931
