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Online Banking

Phone Banking

24/7 Account Access

Our personal automated phone teller, iTalk, provides 24/7 access to your credit union account via your phone.

Call iTalk at (877) 482-5005 to manage the following:

  • Deposit Accounts
  • Loan Accounts
  • Share Draft (Checking) Accounts
  • Transaction histories
  • Transfers between accounts
  • Loan and VISA payments

Please call/text Member Services or stop in to sign up for iTalk access.

Rooted in Relationships.
Built around Home.

We focus on more than just your financial journey. 

At Breakwater, being member-owned means every decision is made with you in mind. We believe in giving back, getting involved, and making a real impact right here in the Copper Country.

Because life is better when we do good together.

Apply for membership
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Routing Number: 291172682

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Contact Us

700 E. Sharon Ave.,
Houghton, MI 49931

Call or Text: 906.482.5005
Fax: 906.482.2451
Email: info@breakwaterfcu.org

Mobile App

Download our mobile app to deposit checks, check your account balances, and more!
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