MTEFCU is now Breakwater Federal Credit Union

Call, text, or email to open a certificate at BFCU today! It’s that easy!

You've worked hard for your money. Now let it work for you.

Call, text, or email to open a certificate at BFCU today! It’s that easy!

Why keep your long-term savings in a regular savings account when you can earn more from our short-term share certificates? For a limited time, Breakwater FCU is offering:

7-month share certificates
5.25% APY

11-month certificates
5.00% APY

*Annual Percentage Yield. For premature withdrawal, there will be a penalty of 3-months interest for the 7-month certificate and 6-months interest for the 11-month certificate.  Certificates with these terms will not auto-renew; funds will be deposited into primary savings upon maturity. Federally insured by the NCUA.

Please Note

We will be closed Monday, October 9 in observance of Columbus Day & Indigenous People's Day.

You can deposit cash/checks via our
on-site ATMs and do most of your banking via our mobile app when we're closed!